Need an appraisal in Chattanooga or Marion County?

Check out the top 7 reasons why TN homeowners hire Advent Realty and Appraisal:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a TN property tax assessment
  3. To lower your mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a TN divorce, where property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Marion County or the state of TN

Need help determining the value of your house in or near Chattanooga, TN?
Contact Advent Realty and Appraisal.

We at Advent Realty and Appraisal understand the unique needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. Being a regular consumer that probably doesn't see an appraisal on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Advent Realty and Appraisal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're experienced in helping people just like you get rid of unnecessary PMI insurance.

Challenge Marion county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's going down or is not appreciating as much as other properties close by. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an appraisal from Advent Realty and Appraisal is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be difficult from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Advent Realty and Appraisal can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Advent Realty and Appraisal can help with that too. Even though this is typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.